Your project money is held safely in a secure, regulated account and only released to your contractor when you approve each milestone.
Free for homeowners · No monthly fees · Contractors only pay on successful release
Your money is safe until you're happy with the work.
Deposit your project money into our FCA-backed safeguarded account.
Your builder gets on with the job, uploading photos as each stage is finished.
Happy with the work? Tap approve and the builder gets paid instantly.
Your money sits in a segregated UK account, never with us.
Every transaction protected to banking industry standards.
Every user checked before funds can move.
Money only moves when you approve it.
Homeowners pay nothing — no subscription, no transaction fee, no hidden cost. They simply deposit the exact cost of their build. Contractors choose a plan that matches their volume and only pay the protection fee when a milestone is successfully released.
Pay-as-you-go protection. No monthly cost — the Escrow & Project Protection Fee is only deducted from your payout when a milestone is successfully released.
Transaction fee
6% per released milestone
Perfect for: Independent tradespeople running occasional projects
For established trades and construction firms billing regularly through Track My Build. Lower per-release fees plus premium tools.
Transaction fee
4% per released milestone
Perfect for: Established building firms running multiple active sites
Nobody should be penalised for building big. Our fee is a genuine sliding scale, not a flat percentage: every pound above £100,000 is charged at just 1.0% — far below the 4% Pro tier — and the more volume you run through Track My Build, the lower your blended rate falls. Major developers and repeat high-volume contractors can also request a bespoke enterprise rate agreement.
First £20,000
4.0%
Pro · Standard 6.0%
£20,001 – £100,000
2.5%
Pro · Standard 2.5%
Above £100,000
1.0%
Pro · Standard 1.0%
Bands apply to the portion of each milestone within them — you are never charged 6% on a £100,000 build. A £250,000 project settles at roughly 1.88% effective on Standard and 1.72% on Pro.
Discuss an enterprise rateOn a £12,500 job — entirely inside the first band — the difference between Standard and Pro is immediate.
Standard · 6%
£750
on a £12,500 project
Pro · 4%
£500
on a £12,500 project
You keep
£250
saved on a single job — Pro costs £14.99/mo
| Project value | Standard fee | Pro fee | Effective rate (Pro) |
|---|---|---|---|
| £12,500 | £750 (6.0%) | £500 (4.0%) | 4.00% |
| £50,000 | £1,950 (3.9%) | £1,550 (3.1%) | 3.10% |
| £100,000 | £3,200 (3.2%) | £2,800 (2.8%) | 2.80% |
| £250,000 | £4,700 (1.88%) | £4,300 (1.72%) | 1.72% |
A flat 6% never applies to a large-scale build: on a £100,000 project the blended Standard rate is 3.2%, and Pro is 2.8%.
Track My Build acts as a neutral administrative escrow agent. Funds are held securely in compliance with UK financial regulations until milestone criteria are verified by objective site evidence.
Every review is left by a verified Track My Build account holder — real builds, real payments, real words.
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Working on a large or complex project? Our team is happy to walk you through payment protection terms, milestone drafting or legal review.